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  • The Allied Motivation Team

    The Allied Motivation Team 11:47 pm on July 27, 2014 Permalink | Reply  

    Using credit card for rent with a convenience fee 

    Recently, I got my first credit card, and now I’m trying to use it as much as possible. My biggest expense is apartment rent, which is $2,143. I had my credit card limit increased to $5,000 to accommodate for my rent. In hindsight, I found out that there is a $27.95 service fee if I choose to pay my rent with a credit card. Now I wonder if I actually come out on top if I choose to pay my rent with my credit card.

    I have a travel rewards card which gives 1.5 points for every $1 I spend. I have 11 months left in my lease.

    $2143 * 11 = $23,573

    $27.95 * 11 = $307.45 is the cost I pay for convenience fee

    $23,573 + $307.45 = $2,170.95

    $2,170.95 * 11 = $23,880.45

    $23,880.45 * 1.5 = 35,820.675 points

    I believe I can redeem $358.20 for those points. Subtracting that with the convenience fee $358.20 – $307.45 = $50.75, is what I get for 11 months paying rent with my credit card.

    Looking at it this way, it seems like I come up on top. I know some of you redditors have tried making the most of your credit card, I was wondering if you think doing this is worth it? The main advantage I can see is that it builds my credit, which I haven’t really been doing.

    Thanks.

    submitted by 100kV
    [link] [7 comments]

    Read more here: Personal Finance

     
  • The Allied Motivation Team

    The Allied Motivation Team 9:48 pm on July 27, 2014 Permalink | Reply  

    Local CDL-A Drivers- $950-$1100 weekly and home daily - steel hauler (Porter, IN) 

    By robot@craigslist.org LOCAL COMPANY DRIVERS NEEDED FOR REGIONAL MULTI-AXLE STEEL HAULER (in business over 30 years)
    RUNS THROUGHOUT NORTHWEST INDIANA & CHICAGO
    HOME EVERY DAY/NIGHT
    $950-$1100 WEEKLY ($50,000 – $55,000 PER YEAR)
    GREAT MEDICAL & 401K w/GENEROUS COMPANY [...]

    Read more here: Craigslist NWI Jobs

     
  • The Allied Motivation Team

    The Allied Motivation Team 6:00 am on July 27, 2014 Permalink | Reply  

    Two honored for innovative efforts 

    As part of its effort to highlight its 2013-14 class, the Society of Innovators of Northwest Indiana has selected Debi Pillarella and Lana Zimmer as its July Innovators of the Month.

    Read more here: Northwest Indiana Headlines

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:44 am on July 27, 2014 Permalink | Reply  

    Fire may close Third Coast Spice Cafe for a week 

    CHESTERTON | A popular Chesterton restaurant may be closed for about a week after a small kitchen fire Saturday night.

    Source: http://www.nwitimes.com/business/local/fire-may-close-third-coast-spice-cafe-for-a-week/article_32217dbd-4cf0-51b9-9515-3ea2c7cf66db.html

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:13 am on July 27, 2014 Permalink | Reply  

    Steel jobs have plummeted by a third since 2000 

    Northwest Indiana’s steel industry, which once drew immigrants from the world over and put bread on many tables for generations, has lost a third of its jobs since 2000.
    Employment in primary…

    Source: Northwest Indiana Headlines

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:13 am on July 27, 2014 Permalink | Reply  

    Upscale Country Club Bar Hiring Wait Staff 

    By robot@craigslist.org Upscale Country Club in Northwest Indiana looking for wait staff in Bar and Restaurant. Experience Required. Please send resume for consideration.

    Source: Craigslist NWI Jobs

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:13 am on July 27, 2014 Permalink | Reply  

    SALES ASSOCIATE (TONYS SADDLE SHOP) 

    By robot@craigslist.org Looking for great people to join our team! We have been open for 39 years.
    Must have excellent customer service skills, be dependable, and hardworking. The individual must be available to work weekends on a regular basis.
    Apply in person at Tony’s [...]

    Source: Craigslist NWI Jobs

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:13 am on July 27, 2014 Permalink | Reply  

    LSA NEEDED ASAP! WE WILL TRAIN (Munster IN) 

    By robot@craigslist.org PART TIME LSA NEEDED ASAP! WILL TRAIN (Munster IN)
    The position requires:
    Assisting the office in Specimen Collection
    Filling out Proper Paper Work
    Order Entry
    Packaging Specimen For Shipping
    $12 Per Hour
    Monday – Friday 8AM – 1PM
    NO PRIOR EX [...]

    Source: Craigslist NWI Jobs

     
  • The Allied Motivation Team

    The Allied Motivation Team 2:13 am on July 27, 2014 Permalink | Reply  

    Automotive painter (south chicago) 

    By robot@craigslist.org Extremely busy south-side body-shop in need of experienced automotive painter. Technician should be able to refinish cars with PPG products, should have at least 5 years experience. Technician should make at least $70,000 a year if not much more. Unq [...]

    Source: Craigslist NWI Jobs

     
  • The Allied Motivation Team

    The Allied Motivation Team 1:36 am on July 27, 2014 Permalink | Reply  

    Screenshot of my Mint account as of right now: http://i.imgur.com/HLvXCwd.png

    • Age: 24
    • Location: Bay Area
    • Job: Sales
    • Degree: Left college after one year
    • Housing: Lived with parents for free until a couple months ago

    A quick run down of my job: I joined my company in 2010 with $30,000 in total annual compensation. As the years passed, the company started exploding in revenue, and eventually it started paying out really well. In the last 12 mo, my gross income is around $110k.

    Here is my net worth since Feb 2010, according to Mint: http://i.imgur.com/gmPhNJh.png

    I’m single, just only finally moved out a couple months back. I max out a Roth IRA, and I put in a lot into my 401(k). I’m also currently trying out LendingClub, which I started a couple months back.

    I feel guilty a lot. I don’t have a degree, yet my peers are earning theirs to get a job that pays as well as mine. They’re paying off debt, but here I am hitting this huge milestone. I didn’t take the regular path and I didn’t work hard to earn a job offer and my job is so easy that anyone who isn’t shy can do after a couple months. It just seems wrong. At the same time, that motivates me to keep working hard. I’m blessed to be in a position that many people wish they could be in, so I work hard so that I can feel that I earned it, because I know I haven’t.

    submitted by borntoperform
    [link] [15 comments]

    Source: http://www.reddit.com/r/personalfinance/comments/2bu2ym/hit_a_major_milestone_100000_in_assets/

     
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