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  • The Allied Motivation Team

    The Allied Motivation Team 11:35 am on September 2, 2014 Permalink | Reply  

    Question about balanced billing for utilities. 

    I set up balanced billing for my energy account. This is my first time using balanced billing. I waited a year after the account was opened so the averaged amount would be based on my usage and not the previous owner’s. I am two months in to the new billing plan.

    My understanding of how balanced billing works is that you are charged the same amount every month, and any overage amount would be charged in a one time bill later on. This apparently is not how my energy company works. I was hit with a $311 bill that includes overages from last month.

    My whole reasoning for doing balanced billing was to avoid large bills like this. Was my initial understanding wrong and this is normal, or is the energy company screwing me? TIA.

    submitted by kthrace22
    [link] [comment]

    Source: http://www.reddit.com/r/personalfinance/comments/2f9rrf/question_about_balanced_billing_for_utilities/

        

     
  • The Allied Motivation Team

    The Allied Motivation Team 11:34 am on September 2, 2014 Permalink | Reply  

    22yo/male Married - Budget Breakdown & Couple of Questions 

    Looking to see if anyone would evaluate our situation and see how we’re doing or where to allocate what money.
    I just graduated college in May, we got married in August, I am in construction management.
    My wife is finishing up school in December, then will be available to substitute teach.
    Saved: $2000
    Net Income: $1000-1200/week, dropping down to $600 per week within a month or so (due to construction season ending in NYS.)
    Expenses:
    $600/mo rent & utilities fixed
    $35/mo internet
    $100/mo insurance (2007 Cobalt w/ collision, 2003 Silverado just Liability)
    $150/mo Car payment (Cobalt only)
    I start paying school loans in November, about $500/mo is what I’m looking to do. Is that too much? Should I look into less per mo. but a little longer for the time-being? My wife has one loan that will need to be repaid starting January, but she should be able to make about $1000/mo subbing and should be able to pay off all student loan bills. I know we need an emergency fund, I will have a good paycheck for a few more weeks now. Maybe I should save for the student loan payments starting in November, Save 3 months worth, then let my wife start paying off everything towards our loans. How much should I put into emergency? Should we be fine at what I’m making if we’re smart about grocery and gas money? I don’t have a good figure on gas, but it could be around $350 per month. I drive for work and get compensated at times currently, so I can’t get an accurate number.
    How are things looking? Any tips?

    submitted by bower4311
    [link] [1 comment]

    Source: http://www.reddit.com/r/personalfinance/comments/2f9rmi/22yomale_married_budget_breakdown_couple_of/

        

     
  • The Allied Motivation Team

    The Allied Motivation Team 11:18 am on September 2, 2014 Permalink | Reply  

    LAWN CARE LABORERS AND FOREMEN (Chicago Heights/Homewood) 

    We are in need of EXPERIENCED lawn maintenance and foreman and crew leaders to help our well established company. Currently we are working 40-50 hours per week. We are located in the Homewood/Chicago Heights area. Lawn maintenance applicants must hav [...]

    Source: http://chicago.craigslist.org/nwi/lab/4648644027.html

        

     
  • The Allied Motivation Team

    The Allied Motivation Team 11:16 am on September 2, 2014 Permalink | Reply  

    ♥ Stop Working Nights ♥ Join You've Got MAIDS of Crown Point (Crown Point) 

    You’ve Got MAIDS of Crown Point is a locally owned and operated franchise seeking full time home service professional for residential cleaning. We are now accepting applications for individuals interested in joining our family. You’ve Got MAIDS have [...]

    Source: http://chicago.craigslist.org/nwi/lab/4648640006.html

        

     
  • The Allied Motivation Team

    The Allied Motivation Team 5:00 am on September 2, 2014 Permalink | Reply  

    Northwest Indiana creatives to gather at design conference 

    Northwest Indiana’s creative industry will gather to mingle and glean perspective at the fifth annual INsight Design Conference.

    Source: http://www.nwitimes.com/business/local/northwest-indiana-creatives-to-gather-at-design-conference/article_be23537d-c68c-5360-a0ca-d897c4b5fc03.html

        

     
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